Apply for a car or truck loan online
Save 1 hour at the dealership
We help people with all types of credit histories and situations drive off in a new car. Get pre-approved for a car loan today to lock in your rate!
Are you applying for financing for yourself, or jointly with a co-borrower?
Pre-approval puts you in control
Once you’ve found the perfect new Ford or used car you’ve been looking for, you’ve got to be ready to act. Auto loan pre-approval gives you the power to seize your opportunity and saves hours at the dealership, too.
Get a clear view
Financing pre-approval gives you a clear picture of exactly how your monthly payment will fit into your budget. It’s the best way to get peace of mind for your new purchase.
Spend minutes, save hours
Getting pre-approved means you’re already guaranteed auto financing. You can skip the usual hours-long wait in the dealership financing office and be in your new car faster.
It’s good to have friends
As part of the Zeigler dealership family, we’ve got special relationships with multiple lenders that other new and used car dealerships don’t. This means more options from a variety of financial institutions with just one easy credit application.
Stress-free car buying
Knowing exactly what you can afford makes car buying stress-free. Your vehicle loan pre-approval will let you focus on finding a new Ford or used car you’ll love, knowing it’ll fit in your budget.
One-stop interest rate shopping
Skip the hassle of shopping around for different loan rates. We partner with the best local and national financial institutions to offer car loan financing with great terms at affordable rates.
Seize the power of now
Getting pre-approved for a car loan doesn’t lock you into buying a specific car, truck, or SUV — but it does make it much easier to find a great vehicle in your budget and speeds up your purchase process, allowing you to drive home in your new car faster.
Frequently asked questions
I’ve never applied for credit before. Can I still be approved?
Yes! We’ve built relationships with multiple lenders who can help you get approved at a great rate, even if you don’t have a strong credit history — or any credit history at all.
How long does auto loan pre-approval take?
We make it fast and easy to get pre-approved for a car loan. Once you’ve filled out the application above, we’ll get an answer to you soon — within a few hours... and often in just minutes!
I’m self-employed. Can I still get a car loan?
Yes, you can! At Zeigler Ford of Plainwell, we work with lenders who understand there are different ways to make a living. That’s why we’ve got options for business owners, entrepreneurs, gig workers, and others who get their income outside the standard 9-5.
Will I need to have a large down payment?
Not necessarily. We work with many lenders to offer a financing option nearly any financial situation. Our vehicle trade-in program also allows you to use any trade-in vehicle you have to increase your down payment amount with a state tax credit from the state of Michigan.
I have poor credit. Can I still buy a new car?
You may be pleasantly surprised! Your credit score is just one part of determining your interest rate and monthly car loan payment — and it doesn't always correspond to your monthly income. Our lenders will look at your unique situation and offer competitive interest rates.
If I get pre-approved, does that mean I’m required to buy?
Definitely not! If you choose to buy, your pre-approval means that the rates and terms you were quoted are guaranteed to be the rates and terms you’ll pay. If you don’t want to buy, there’s no obligation and you can always get pre-approved again at a later date.